Monday 27 April 2015

Role Of Maif Insurance Agent

By Toni Vang


Companies have come up with as a process of safeguarding the interests of people from loss and uncertainties. There reason of existence is to act as a device that reduces or eliminates risk of loss to life and properties. An automobile owner may not be in a position of enjoying these services due to involvement in numerous accidents or a number of violations. Maif insurance agent have availed the services to those with such cases.

Maif is an abbreviation of Maryland Automobile insurance fund. Dwellers of Mt.Rainer, MD must have a valid driver license and valid registration for a vehicle. This may not be the case for a person whose such requirements have been withdrawn from the authorities as a result of some misconduct. Obtaining insurance without such from many companies is next to impossible as it is a requirement.

Loose of plates and registration privileges are accompanied by penalties. The fact that most indemnity companies will withdraw their services becomes difficult for the affected to comprehend. Their freedom of movement is greatly affected and their lives definitely are forced to take on other turn. Maif insurance comes in and ensures that this does not happen by provision of the lacking services.

Fees imposed on uninsured motorist vary and are paid in a duration set by the authorities. If the insurance services are not availed in haste, the affected are therefore likely to pay a lot to the relevant authorities. This is an expensive practice and failure of adherence leads to license cancellation. Working with Maif ensures that such happenings do not take place as there services are recognized by the authorities.

When a cover policy is terminated, operations are brought to a standstill. The affected may have a pressing issue which may require them to use their vehicle but when impounded, they are charged since it is considered a crime. They are either penalized or risk been jailed if found guilty in a court of law. Such agents ensure that they avail insurance services once others terminate them for continued smooth operations.

Authorities may be lenient and give the affected an ultimatum to ensure that they are insured. Failure to adherence of the ultimatum, their registration is suspended and license plates confiscated. This means that they cannot drive and have to rely on other means of transport which may inconvenience their daily routing of operation. At the same time been a blow to the economy if a large number suffers from the same.

A company dealing with automobile business may want to increase their fleet at one point. If they had violated insurance policies before, they may be prohibited from insuring new ones and most companies may not want to be associated with such entities. This creates an opportunity for Maif agents. They help in clearing the cases and offer the services afterwards.

Restoration of a cancelled license and re-acquisition of confiscated plates is done at a fee. Victims therefore have to pay for both fines imposed and restoration fee. This may lead to some opting to do away with their vehicles to avoid repetition of the same but availability of such an entity ensure that this do not happen.




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